Senate Bill 330 was originally introduced to amend W.Va. Code § 33-6A-1 to allow an insurer to cancel an automobile policy for non-payment of premiums upon seven (7) days' notice to the insured instead of thirty (30) days as the statute currently provides. The Bill has since been amended, however, and now would require an insurer to provide ten (10) days' notice of intent to cancel due to nonpayment of premium. Senate Bill 330 is presently pending before the House Banking and Insurance Committee.
Senate Bill 330, which was introduced on January 20, 2016, would amend W.Va. Code § 33-6A-1, governing the cancellation of automobile liability policies. Under the current statute, an insurer may cancel an individual's automobile liability insurance policy upon thirty (30) days written notice to the insured. Cancellations may be triggered if the insured violates a material term of the policy, has his or her license suspended or revoked, the insured receives certain types of medical diagnoses, or if the insured faces criminal charges arising out of the use of a motor vehicle. An insurer may also cancel an automobile policy if the insured fails to pay premiums.